Attention: Calling all doctors: Dear Doctor: What has your hospital done to you lately?
posted by Dr. Herman J. Weinreb at 10:51 AM
0 comments
Friday, September 16, 2005
Dear Doctor: What has your hospital done to you lately?
Have you ever examined your employee benefits documents?
Did you ever receive an SPD (Summary Plan Description) from your employer?
What is and SPD and why should you care about reading it?
Did you sign an employee contract with your employer?
Have you ever compared the benefits promised in your contract with the benefits you actually received?
Did your employer actually enroll you in your life insurance plan? How can you tell?
Did you designate a beneficiary for your life insurance?
Do you have a husband/wife/domestic partner?
Do you care what will happen to them if you should suddenly die?
ARE ALL OF THE ABOVE QUESTIONS REALLY STUPID AND A WASTE OF TIME? NO. Not stupid and not a waste of time.
Did you ever receive an SPD (Summary Plan Description) from your employer?
What is and SPD and why should you care about reading it?
Did you sign an employee contract with your employer?
Have you ever compared the benefits promised in your contract with the benefits you actually received?
Did your employer actually enroll you in your life insurance plan? How can you tell?
Did you designate a beneficiary for your life insurance?
Do you have a husband/wife/domestic partner?
Do you care what will happen to them if you should suddenly die?
ARE ALL OF THE ABOVE QUESTIONS REALLY STUPID AND A WASTE OF TIME? NO. Not stupid and not a waste of time.
posted by Dr. Herman J. Weinreb at 10:19 AM
2 comments
About Me
- Name: Dr. Herman J. Weinreb
- Location: new york, new york, United States
I, Dr. Herman J. Weinreb died suddenly on April 14, 2000. My life insurance policy should have been available to my widow through my employer, the Hospital of Joint Diseases in NYC (part of NYU Medical Center). The hospital denied that I had ever signed an enrollment form for what was supposed to be life insurance at 2.25 times salary. The hospital never provided an SPD because they never wrote one -- too busy with their merger. My widow sued. It took 5 years of litigation and in the end the Second Circuit Court of Appeals decided against her and me. They decided to speak for the dead: said I should have filled out the enrollment form. Of course, I could not be there in person to protest. I AM DEAD. They also said that the hospital's lack of an SPD was a "harmless error." It was not harmless nor an error. In fact, in the course of discovery the hospital's records showed systematic defrauding of its doctors. Doctors were receiving far less in benefits than their positions and/or contracts called for.
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